Spooktacular Rates and Shocking Savings

Now is the perfect time to celebrate MileStone’s Shocktober Savings and secure a brand-new home.For a limited time, you can take advantage of spooky-low interest rates starting at 2.99% on select FHA loans or 3.25% on Conventional loans. Plus, receive up to $10,000 in Flex Cash in most communities to use toward closing costs, upgrades, or a permanent rate buydown.

These Shocktober deals disappear after October 31, 2025. To learn how you can take advantage of this limited-time offer, reach out to our online specialists at (512) 645-2145.

2/1 Temporary Rate Buydown

Start with a lower rate and ease into your permanent payment. Here’s how it works:

FHA 2/1 Buydown*

• Year 1: 2.99% FHA (APR 6.031%)
• Year 2: 3.99% FHA
• Years 3–30: Locked rate of 4.99% FHA

Conventional 2/1 Buydown**

• Year 1: 3.25% Conventional (APR 6.0%)
• Year 2: 4.25% Conventional
• Years 3–30: Locked rate of 5.25% Conventional

These options let you enjoy smaller payments in your first two years, leaving more room in your budget for things like furniture, travel, or upgrades.

PERMANENT BUY DOWN OPTIONS

Lock in a lower payment for the entire life of your loan.

• Use your 6% MileStone credit to permanently buy down your rate
• Example: Secure a fixed FHA rate as low as 4.75% (APR 5.8%) for 30 years
• Example: Secure a fixed Conventional rate at 4.99% (APR 5.5%) for 30 years***

This approach can save thousands over time while giving you predictable, stable monthly payments.

NOT ABOUT RATES? WE'VE GOT OTHER SAVINGS

Whether you're upgrading, relocating, or buying for the first time, check out these other opportunities for real savings, flexible incentives, and quick move-in options across Central Texas. 

• $7,500-25,000 in Flex Cash: Apply these funds directly to your purchase price and/or appliances.
• Save up to 7% in Closing Costs: Lower your out-of-pocket expenses and make your move with confidence.
• Homes Ready For Move-In: Settle in faster with move-in-ready homes available now.

Explore Move-In Ready Homes Near You

Discover homes ready for quick move-in with pricing that makes ownership more affordable:

Buda & Kyle: 

• Crosswinds • Starting from the $370's
• Porter Country • Starting from the $290's
• Sage Hollow • Starting from the $320's
• Persimmon • Starting from the $540's

Round Rock:

• Sauls Ranch • Starting from the $780's

North Austin

• Koenig Townhomes • Starting from the $510's
• Foxfield • Starting from the $670's

West Austin

• Milky Way at River Place • Rates from 4.75%

* 2.99% starting rate is for a 30-year fixed rate FHA loan with a 2/1 temporary buydown. Start rate of 2.99% in year 1, 3.99% in year two and 4.99% in years 3-30. (APR): 6.031%. Minimum down payment 3.5% and 640+ credit score required.

** 3.25% starting rate is for a 30-year fixed rate conventional loan with a 2/1 temporary buydown. Start rate of 3.25% in year 1, 4.25% in year two and 5.25% in years 3-30. (APR): 6.0%. Minimum down payment 5% and 720+ credit score required.

*** 4.99% rate is for a 30-year fixed rate conventional loan (APR: 5.5%). Minimum down payment 5% and 720+ credit score required, primary residence only.

Rates, terms, and availability are subject to change without notice. The temporary buydown is funded by a third party (for example, seller) and applied as a subsidy to reduce your effective monthly payment in the first 3 years. Additional closing costs, prepaid items, and escrows will apply. Program eligibility and credit approval required. Equal Housing Lender. Home Financing Unlimited Inc, dba Mission Mortgage of Texas NMLS # 207583.

*Flex Cash incentive available only on select homes and for a limited time. Incentive amount may vary by home and is applied at closing toward approved uses. Cannot be combined with other offers. See sales counselor for complete details.